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Donatello Piras
Chairman
Jocelyn Norval
Global Head of Transaction Monitoring Services, ING
Alison Livesey
Managing Director Europe & UK Head of Subsidiary Banking, J.P. Morgan
Madalena Cascais Tome
Chief Processing & Financial Institutions Officer, Worldline
• On-stage conversation led by Mélisande, featuring an in-depth dialogue with Madalena
• Perspectives on Wero, the Digital Euro, sovereignty, various wallets and more
• Discussion of the future payments landscape
Madalena Cascais Tome
Chief Processing & Financial Institutions Officer, Worldline
Mélisande Mual
Managing Director and Owner, The Paypers
Tech
Regulation
Business
1. From Compliance to Intelligence: Making the Case for Network-Level Fraud Detection• Financial crime doesn’t stop at the edge of your institution but detection still largely does. Fraud rings move across banks and borders in real time, while most AML and fraud operations teams are still working with siloed data, manual reviews, and alert queues that grow faster than they can be cleared.
• This session brings together Robert Wisman (Program Lead Process Automation, ABN Amro), Martijn de Ruiter (Head of SEPA Payments, Rabobank), and Marcel Rienties (Chief Product Officer, SurePay) to discuss what it would actually take to shift from reactive detection to proactive network-level intelligence, and what’s standing in the way.
• Where do enriched signals and shared ecosystem data create real lift? Where does the operational complexity outweigh the gain? And who owns the problem when the risk lives between institutions, not inside one?
• The panel will tackle what’s working, what’s not, and where the industry could move to next.
Marcel Rienties
Co-founder & CPO, SurePay BV
Robert Wisman
Lead Process Automation, Financial Economic Crime, ABN Amro
Martijn de Ruijter
Head of SEPA Products and Fraud Prevention, Rabobank
2. DNB’s Vision on Payments 2026-2028• The payments sector is at a crossroads.
• What requirements do geopolitical tensions impose on resilience and autonomy within the sector?
• Which technological innovations call for changes and innovation in the market and at the central bank?
Ria Roerink
Senior Policy Advisor, DNB
3. Instant Payments: retrospective & future outlook on Instant Payments• Market research on how banks have implemented Instant Payments after October 9, 2025.
• From Instant Payments to Instant Banking … still long way to go.
• How do Instant Payments fit into the broader perspective of WERO, Embedded finance, Cross Border payments and Cards.
Roderick Kroon
Executive Business Consultant, Projective Group
• A new international payments scheme in collaboration with early-adopter banks, designed to deliver fast, predictable and transparent cross-border payments for retail and small businesses.
• A new standard guaranteeing upfront fee and FX transparency, full-value delivery, end-to-end transaction visibility and instant settlement where available.
• The status of the initiative and the benefits it will bring to both retail and corporate payment experiences.
Cyriel Gulickx
Senior Accountmanager, Swift
Tech
Regulation
Business
re• Learn why the transition from local to European payments matters, and how this shift strengthens innovation, competition, and future proof payment experiences.
• Explore the new technical foundation and product approach, including the opportunities and benefits enabled by this new setup.
• Discover how the entire Dutch payments ecosystem is being guided through this shift, and what you must do now to ensure a smooth move from local to European payments.
Amos Kater
Chief Product Officer, Currence iDEAL
• Digital sovereignty is no longer theoretical; it directly shapes how payment platforms are built, governed and regulated.
• Treating sovereignty as a binary choice oversimplifies reality — control, dependency, resilience and innovation exist on a spectrum.
• By separating real risks from perceived fears, payment providers gain clarity on where they truly have strategic and operational freedom.
Frank Breedijk
CISO, Schuberg Philis
3. Process your transactions 1000× faster: why legacy databases are hitting hard limits• In the past 10 years, real-time payment volumes have surged up to 10,000x in some markets, pushing both mainframe and distributed legacy systems toward their architectural limits.
• TigerBeetle is a purpose-built database for payments and accounting, designed to process hundreds of thousands of transactions per second while maintaining strict consistency and crash-safe correctness.
• Where could such a component fit within your existing landscape, and what new capabilities can it enable?
Joris Portegies Zwart
CEO, Ximedes
4. Generatie G – Initiative for an integrated financial education curriculum• Financial, physical, and mental health are the key challenges of the younger generation.
• The number of vulnerable young people is growing, while financial education in schools is not keeping pace.
• Our mission: to empower children in primary and secondary education with practical money skills they can use for life.
Will you join us?
>> Use case: FinancieelVolwassen
• FinancieelVolwassen provides final-year secondary school students with lessons on topics such as taxes, student finance, and investing.
• This initiative participated in — and won — the Delft Entrepreneur Program of DSC.
• The founders will share best practices and insight into the needs of both students and schools.
Silvia Mensdorf-Pouilly
Co-Founder & Board Member, European Women Payments Network
Emilie Scheepers
Student Technische Bestuurskunde, TU Delft and Founders, Financieel- Volwassen
Ines Dattatreya
Student Technische Bestuurskunde, TU Delft and Founders, Financieel- Volwassen
• Agentic Commerce is here: AI agents are rapidly reshaping how consumers discover, decide, and pay.
• Trust is the key: What’s needed to make agent driven payments secure, transparent, and fully consent driven.
• Practical next steps: What Dutch issuers, merchants, and PSPs can do now to adopt AI driven commerce with confidence.
Maarten Kolenbrander
Head of B2B & Merchant Client Engagement, Visa
• From pilots to production: How Dutch banks turn GenAI from experiments into measurable operational ROI, not demo theatre.
• The foundation that makes it work: Governed data products, access control, and finance grade explainability, so outputs are trusted and auditable.
• What to do next: A practical 90 day path to launch, measure, and scale use cases with evaluators, monitoring, and controlled automation.
Andrew Steadman
Chief Product Officer, SBS
Tech
Regulation
Business
• We are learning not just to build with AI, but to connect with it and transforming how systems, organizations, and people interact.
• APIs have evolved into ecosystems and new frameworks like MCP, A2A, UCP, and AP2 enable more context-aware, dynamic and intelligent AI integrations.
• Emerging connection layers place AI at the center of architectures, interpreting, enriching and linking systems to drive next-generation integration and shared discovery.
Koen Adolfs
Lead AI & Digital Strategy (Wealth) & Lead Digital Integration, ABN AMRO
2. Stablecoin Strategy for Europe• Convertibility as trust anchor: Stablecoins must be redeemable at par (1:1) through regulated EU institutions to increase confidence in their use.
• Foreign stablecoins as opportunity: Capturing foreign stablecoins and converting them into domestic bank deposits can generate new revenues and move deposits from overseas issuers’ to European banks thereby strengthening domestic intermediation.
• Overcoming fragmentation: Accepting foreign stablecoins while securing equal treatment for euro stablecoins abroad can unify Europe’s payments market and support global adoption.
• Strategic autonomy: A robust euro-denominated stablecoin ecosystem complements the digital euro, reducing reliance on non-European currencies and increasing demand for euro assets.
Abdurrahman Aydinhan
Ecosystem Analyst, Ubyx
3. ING Showcases Wero: Powering European Payments Forward • This presentation focuses on ING’s strategic commitment to building a sovereign, unified European payment landscape. As one of the driving forces behind Wero, ING is taking a leading role in shaping the future of instant, secure, and seamless payments across Europe.
• With Wero now launched by ING in several countries, this session will highlight our ambition, progress, and hands‑on experience in bringing Wero to market. We will showcase real-life examples of how ING is rolling out Wero, demonstrating the value it brings to customers, merchants, and the broader European payments ecosystem.
• By sharing our learnings and market insights, we underline the strategic importance of Wero for ING—strengthening European competitive position, reinforcing European payment sovereignty, and accelerating innovation for our customers across the continent.
Anastasiya Panasyuk
Product Lead Online Paying, ING
Saskia Paarlberg
Product Area Lead Payment Products, ING
• Stablecoins are a hot topic: moving beyond settlement within crypto ecosystems to active engagement by banks, fintechs, PSPs, card schemes and merchants.
• Cutting through the hype, we’ll pinpoint where stablecoin initiatives genuinely disrupt across different payment flows, and where they don’t.
• We welcome you to our session to hear our verdict.
Mounaim Cortet
Vice President, Innopay, a business of Oliver Wyman
Jelmer Koster
Senior Consultant, Innopay, a business of Oliver Wyman
• Consolidation of multiple payment offerings into a single debit-first card using Visa Flexible Credential.
• Architectural and operational decisions that enable dynamic payment choice across Europe and the US.
• Modern card infrastructure as a foundation for near-term efficiency and long-term scalability in future banking services.
Ellie Goodman
Global Payment Partnerships, Klarna
Donatello Piras
Chairman
The meeting place for payment professionals in the Netherlands for over 26 years.
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